At some point in their life, most people need to borrow money. Whether for an unexpected emergency expense, to help pay bills when business is slow, or perhaps you find yourself temporarily unemployed; if you are in need of immediate funds, Gold Coast Jewelry and Pawn can assist you.
In some cases, customers may not have the time to go through a tedious and drawn-out loan application process with a financial institution; others may be concerned that they will not be approved because of a bad credit rating. Gold Coast Jewelry and Pawn offers collateral cash loans with no credit check – with an immediate payout. This means that you walk out with the cash in your hand!
Over the years, the word pawn has developed a negative connotation, but in fact, what it really means is collateral loan. Webster’s Dictionary defines the word pawn as: To deposit as security, as for money borrowed. Bottom line – if you have something of value, you can use it as security (or collateral) to obtain a short-term, immediate cash loan.
Gold Coast Jewelry and Pawn is a reputable and professional business that has been providing collateral loans to the community for almost a decade. We adhere to all New York state guidelines for collateral lending and offer competitive interest rates.
How it works at Gold Coast:
If you have an item of value that you are interested in pawning for a cash loan, visit our showroom in Huntington. Our professional staff will appraise your item and authenticate its validity (ie: jewelry, designer bags, or other items). You will then be offered an amount for your collateral loan, which is based on a percentage of the actual value of the item. You are never under any obligation to accept the amount offered. If you agree to the amount and accept the terms of the offer, you will be given a pledge ticket that includes your information, a full description of the item you have chosen to pawn (including any serial numbers, etc.), as well as the loan terms and amount. Pictures are taken of the item as well and then all information is entered into our central database. You are then handed the full cash amount agreed upon. In some cases, this entire process may take under 15 minutes!
You can be assured that your valuables will be safe and protected while we hold them. Jewelry is locked in a vault and our store is security-alarmed and under camera surveillance at all times. Every item is also insured by the Lloyd’s of London Insurance Corporation. Once your loan is paid in full, your collateral item(s) will be returned to you in the exact condition as when you left them.
At Gold Coast we are friendly, knowledgeable and extremely professional. We are proud to help our fellow business owners and community members when they are in need of immediate funds. We offer short-term loans for up to four months as governed by New York State and we accept any high-end items including (but not limited to) jewelry, watches or antiques that you may want to pawn. In addition, we also offer the option to directly purchase any items of value that you may have.
We’re Not Just a Pawn Shop
Gold Coast Jewelry and Pawn is also a full-service jewelry store. We have an extensive inventory of premium jewelry at affordable prices. Gold Coast Jewelry and Pawn features a grand selection of brand-new jewelry that is sold well below retail prices and a large assortment of quality pre-owned jewelry offered at heavily discounted rates. And unlike other pawn shops, we have an onsite experienced gemologist who can assist you with all your jewelry needs.
Gold Coast Jewelry and Pawn offers professional and reputable service for collateral loans as well as high quality and affordable items for sale including jewelry, watches, antiques and many other eclectic items. Come visit our showroom today.
