Jewelry Sold at pawn shop

GOLD COAST JEWELRY & PAWN

Fine Jewelry and Collateral Loans

Fine Jewelry, Luxury Watches, and Collateral Loans at our Upscale Pawn Shop. Voted the “Best Pawn Shop on Long Island” by the Long Island Press.

Fine Jewelry, Luxury watches, Collateral Loans at our High End Pawn Shop

Pawn Shop in Searingtown

Three Reasons Why Pawn Shop Loans are Better than Bank Loans

When Long Islanders need extra cash or they just want to get rid of their unwanted items (and make some money in the process), there’s only one place they go: Gold Coast Jewelry and Pawn. Servicing Nassau and Suffolk Counties for years, the folks at Gold Coast offer the best rates possible and get the cash you need fast! They also offer an impressive collection of fine jewelry, watches, and collectible items at very affordable prices. If you’re ever looking for a jewelry pawn shop, look no further than Gold Coast Jewelry and Loan.

Whether you’re planning on doing some work on your house, you want to book the trip you’ve been dreaming of, you’ve been hit with an unexpected bill, or you just need some extra cash to get by until your next payday; whatever the case may be, when you’re in need of cash, you might need to take out a loan.

There are two types of loans that you can consider: traditional loans from a bank or pawn shop loans. Many people automatically decide to go with the former, assuming that it’s the better of the two options; but, the next time you need cash before you head over to your local credit union or bank, you might want to consider going to one of your local pawn shops. Why? Here’s a look at three great reasons why pawn shop loans are a much better option than traditional loans.

Bad Credit? No Credit? It Doesn’t Matter!

In order to secure a loan at a bank, your credit is going to be scrutinized. Credit checks can be a pretty lengthy process; not to mention an embarrassing one. And, even after going through the process, if it turns out that your credit isn’t picture-perfect, chances are you won’t be approved for a loan, so you went through the entire ordeal for nothing.

One of the biggest benefits of securing a loan at a pawn store is that your credit doesn’t matter! You can have bad credit or absolutely no credit and it doesn’t matter; a jewelry and diamond pawn shop doesn’t care what your credit looks like. As long as you have something that you can put up for collateral, you’ll get the money you need! No time consuming and embarrassing credit checks to go through? That’s definitely a major perk of a pawn shop loan.

You’ll Get Your Money Faster

Wouldn’t it be nice if you could just snap your fingers and the money that you need would just appear in your hand? Well, that’s almost how fast you can get a loan at a pawn store. While times will vary, most reputable pawn shops will have your money for you within less than an hour after you apply for a loan; you may even have your cash in mere minutes!

If you apply for a bank loan, you’ll have to wait what seems like an eternity to see the money you’ve been approved for. It can take days or even weeks to have the transaction completed, which is less than ideal when you need money in a pinch. If you’ve got bills that are due right now or you just need some extra cash to get you through until your next paycheck, a pawn shop loan is definitely a better option.

Loan Extensions are Easier

If you’re having trouble making payments on your loan and you need more time, you can get an extension at both a bank and a jewelry pawn shop; however, it’s a lot easier to get an extension at the latter than it is at the former.

In order to get a loan extension at a bank, you’ll have to go through (yet another) lengthy process. It may take quite a bit of time to get the approval for an extension, and in the time it takes to get approved, a payment that you can’t make may be due. And, if your request for an extension is granted, your credit score is going to take a hit. That’s not the case with a pawn shop. If you’re working with a reputable facility, they’ll likely grant an extension immediately.

Plus, it won’t affect your credit because pawnbrokers aren’t affiliated with credit bureaus.

So, there you have it: some three very compelling reasons why you should consider pawn shop loans over bank loans the next time you need cash. If you need money now and you’re wondering, “where can I find pawn stores near me?”, look no further than Gold Coast Jewelry and Pawn. As Long Island’s premier pawn store, you’ll get the cash you need today!

WHAT WE BUY

Pre-Owned Luxury Watches

Get up to 70% off retail price of Rolex, Brietling, and more.

Authentic Pre-Owned Rolex Watches SAVE UP TO 80% OFF RETAIL STARTING AT $2,995

PAWN SHOP & CASH LOANS

If you need an instant cash loan in Suffolk County, come into our showroom and see what we offer. We offer instant cash loans without any credit check.

PRECIOUS METALS DEALER

No matter the type of precious metal you have, Gold Coast can offer top dollar for your quality items. Precious metals are a great way to get the quick cash you need.

WATCH & JEWELRY REPAIR

Gold Coast Jewelry & Pawn is happy to offer fine jewelry and watch repair. Be it a broken clasp, extra link, watch maintenance, or lost setting, Gold Coast can assist with the repair job.

What our customers are saying

Great place! It was a great experience, wonderful customer service! The store itself was very clean and organized! Definitely recommend! I would definitely use them again
Jonathan, via Google
Great place and personable owner! Went to sell some jewelry and received great service, pleasant conversation and nice money to spend for the holidays. Would definitely recommend and come back to again.
TJ B, via Google
I bought a Rolex from them. I was shopping around and they had one that I liked. It was slightly used. I got such an unbelievable deal.The store is beautiful they have so much stuff in there to choose from. I would definitely recommend going there and seeing what they have.
Steven, via Google
I stopped in for some Christmas shopping and was amazed with all the beautiful jewelry they have. I ended up buying a few Tiffany & Co. items and a couple of great looking watches. This jewelry store is clean and beautiful. Their high quality diamond jewelry is amazing and the owners take the time to show you in detail the quality of their pieces giving me piece of mind with my purchase. Thank you much!!!
VIVIYNANY, via Google

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The perfect ring at the perfect price

Allow us to custom design an engagement ring or choose from our vast showroom collection. At Gold Coast Jewelry and Pawn we strive to exceed your expectations.

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