The Easiest Way to get a Cash Loan

When looking for a cash loan, there are quite a few different options to choose from, but not all of them are ideal. For example, you can often go down to a local bank or credit union and get a loan, but that can take weeks or longer. In addition, you often need really good credit scores to qualify. You can also ask friends or family, but that can be quite uncomfortable and put a strain on the relationship. Some people consider payday loans, but those are typically extremely high interest and should be avoided unless there is absolutely no other option. One option that many people overlook in this situation is coming to a pawn shop for a cash loan on Long Island. We offer cash loans to people throughout Suffolk County, and our terms are typically far better than any other option out there. Read through the following advantages of this type of loan to see if it might be the perfect solution for you.

No Credit Check

We don’t even run a credit check on you when you apply for a loan. This is because you’ll bring in some type of collateral to get the loan. For example, many people bring in a piece of valuable jewelry, and we’ll pay you cash based on its value. If you don’t pay the loan back, we can sell the item to recoup the money. This helps to eliminate the risk for us, and maximize the ability to get cash for you!

Reasonable Rates

We don’t charge ridiculous interest rates on our loans either. We simply charge some basic fees to get everything set up. In many cases, the total amount you pay for the loan will be far less than what would be required from any other type of cash you can get from any other source.

Fastest Loan Possible

When you come into our shop with an item you want to set up as collateral for your loan, we can typically get all the details worked out within an hour or so. This means you can walk out of our shop with the cash you need extremely fast. We are way faster than any bank or credit union, and often quicker than a payday loan service as well. You really can’t beat our speed when it comes to getting a cash loan on Long Island.

No Pressure Payback

You don’t have to worry about us calling you every ten minutes if you don’t pay the loan back. If you decide that you can’t repay the loan as you expected, we can just keep the item you put up and your loan is considered paid in full. Of course, if you need longer to pay it than you anticipated, just let us know and we can simply extend the length of the loan. Our goal is to make the entire experience as easy as possible for you. So, if you need a cash loan in Suffolk County, consider coming into our shop and see what we can do. Chances are, you can get the money you need right away so you can take care of your responsibilities.